India deserves smarter
credit card advice
CreditBrain was built because we got tired of generic "top 10 cards" lists that ignore how you actually spend. We built the tool we wished existed.
Help every Indian get maximum value from their credit cards
The average Indian credit card holder leaves thousands of rupees in unredeemed rewards on the table every year — not because they don't want value, but because the right card is genuinely hard to find without hours of research.
CreditBrain turns that research into a 2-minute exercise. Enter your monthly spend, get a personalised ranking of the best cards for your profile, and apply with confidence.
What we stand for
Transparency First
We show you the real numbers — annual fees, reward rates, hidden charges — so you can compare with complete confidence. No sponsored rankings, ever.
AI-Powered Matching
Our recommendation engine analyses your actual spending patterns across categories to surface cards that maximise your specific rewards, not generic lists.
Built for India
From HDFC Regalia to SBI SimplyCLICK, our database covers the cards Indians actually use — with INR-native math, lounge access data, and fuel surcharge waivers.
Privacy by Design
Your spending data stays on your device during analysis. We never sell personal information or share it with card issuers without your explicit consent.
From spending profile to perfect card in minutes
Browse or Search
Filter 75+ credit cards by tier, reward type, annual fee, lounge access, and more.
Profile Your Spending
Tell us how much you spend on groceries, fuel, travel, dining, and online shopping each month.
Get Matched
Our engine calculates your estimated annual reward value for every card and ranks them for you.
Compare & Decide
Side-by-side comparisons of up to 3 cards across fees, rewards, benefits, and eligibility.
Ready to find your perfect card?
Takes 2 minutes. No sign-up required to browse and compare.