databaseInformation We Collect
Information you provide directly: When you create an account, we collect your name, email address, and password. If you use our expense profiler, we collect the spending amounts you enter by category.
Automatically collected data: We collect standard web analytics data including your IP address, browser type, device type, pages visited, and session duration. This data is anonymised and aggregated.
What we do NOT collect: We do not collect your credit card numbers, bank account details, PAN card, Aadhaar, or any other sensitive financial identifiers. CreditBrain is an advisory tool, not a financial services provider.
settingsHow We Use Your Information
We use the information we collect to:
- check_circleProvide, operate, and improve the CreditBrain service
- check_circlePersonalise card recommendations based on your spending profile
- check_circleSend account-related emails (password resets, security alerts)
- check_circleAnalyse aggregated usage patterns to improve our recommendation engine
- check_circleComply with legal obligations under applicable Indian law
We will never use your personal data for purposes beyond what is described here without your explicit consent.
shareData Sharing & Disclosure
We do not sell your data. CreditBrain does not sell, rent, or trade your personal information to third parties.
We may share your data with:
- arrow_rightService providers who assist in operating our platform (e.g., cloud hosting, analytics) — under strict data processing agreements
- arrow_rightLaw enforcement or regulatory authorities when required by law
- arrow_rightA successor entity in the event of a merger or acquisition — you will be notified in advance
lockData Security
We implement industry-standard security measures to protect your data, including:
- check_circleTLS encryption for all data in transit
- check_circleEncrypted storage for all passwords (bcrypt hashing)
- check_circleRole-based access controls on our internal systems
- check_circleRegular security audits and dependency updates
No method of transmission over the internet is 100% secure. If you believe your account has been compromised, contact us immediately.
gavelYour Rights
Under applicable Indian data protection law, you have the right to:
Access
Request a copy of the personal data we hold about you
Correct
Update or correct inaccurate information
Delete
Request deletion of your account and associated data
Object
Object to certain types of data processing
To exercise any of these rights, contact us at privacy@creditbrain.in. We will respond within 30 days.
child_careChildren's Privacy
CreditBrain is not directed at individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.
updateChanges to This Policy
We may update this Privacy Policy from time to time. When we make significant changes, we will notify registered users by email and update the "Last updated" date at the top of this page. Continued use of CreditBrain after changes constitutes your acceptance of the updated policy.
mailContact Us
If you have questions, concerns, or requests regarding your privacy or this policy, please reach out: