Axis Bank Freecharge Plus Credit Card
Axis Bank
Axis Bank Freecharge Plus Credit Card
Axis Bank
Annual Fee
₹350
Effective Rate
1.00%
Network
RUPAY
Point Value
₹1.00/pt
About Axis Bank Freecharge Plus Credit Card
The Axis Bank Freecharge Plus Credit Card is a entry-tier cashback credit card issued by Axis Bank on the RUPAY network. It carries an annual fee of ₹350. With zero foreign transaction charges, it is a strong companion for international travel.
Best For
Pros & Cons
thumb_upPros
- check_circleZero forex markup on international transactions
- check_circleFreecharge Cashback Plus
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelAnnual fee of ₹350 with no waiver option
Reward Earning Structure
Each point is worth ₹1.00 — an effective return of 1.00% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 5% | 500 pts≈ ₹500 |
| All other spends | 2% | 200 pts≈ ₹200 |
| All other spends | 1% | 100 pts≈ ₹100 |
Cashback is credited directly to your statement, reducing your outstanding balance. No redemption required.
Card Benefits
Freecharge Cashback Plus
Higher cashback on Freecharge app transactions
~₹3,000/yr value
Fuel Surcharge Waiver
1% fuel surcharge waiver
~₹2,000/yr value
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹50,000 (ANNUAL)
Annual Fee Waiver – ₹50K Spend: Annual fee of ₹350 waived on spending ₹50,000 in the preceding card anniversary year. Rent and wallet loads excluded.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the Axis Bank website.
| Annual Fee | ₹350 |
| Forex Markup | 0% (Zero Markup) |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about Axis Bank Freecharge Plus Credit Card.
Ready to apply for Axis Bank Freecharge Plus Credit Card?
Apply directly on the Axis Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.