Axis Bank Kwik Credit Card
Axis Bank
Axis Bank Kwik Credit Card
Axis Bank
Annual Fee
FREE
Effective Rate
0.20%
Network
RUPAY
Point Value
₹0.20/pt
About Axis Bank Kwik Credit Card
The Axis Bank Kwik Credit Card is a entry-tier cashback credit card issued by Axis Bank on the RUPAY network. It is a lifetime free card with no annual or joining fee. With zero foreign transaction charges, it is a strong companion for international travel.
Best For
Pros & Cons
thumb_upPros
- check_circleZero forex markup on international transactions
- check_circleLifetime free — no annual fee ever
- check_circleFraud Protection
thumb_downCons
- cancelReward rates may vary by spend category
Reward Earning Structure
Each point is worth ₹0.20 — an effective return of 0.20% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 2% | 200 pts≈ ₹40 |
| All other spends | 1% | 100 pts≈ ₹20 |
Cashback is credited directly to your statement, reducing your outstanding balance. No redemption required.
Card Benefits
Fraud Protection
Zero liability on fraudulent transactions
~₹1,000/yr value
Fuel Surcharge Waiver
1% fuel surcharge waiver at fuel stations
~₹1,500/yr value
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the Axis Bank website.
| Annual Fee | Lifetime Free |
| Forex Markup | 0% (Zero Markup) |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about Axis Bank Kwik Credit Card.
Ready to apply for Axis Bank Kwik Credit Card?
Apply directly on the Axis Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.