Axis Bank Select Credit Card
Axis Bank
Axis Bank Select Credit Card
Axis Bank
Annual Fee
₹3,000
Effective Rate
0.20%
Network
VISA
Point Value
₹0.20/pt
About Axis Bank Select Credit Card
The Axis Bank Select Credit Card is a premium-tier reward points credit card issued by Axis Bank on the VISA network. It carries an annual fee of ₹3,000. The card includes complimentary airport lounge access, making it well suited for frequent flyers. With zero foreign transaction charges, it is a strong companion for international travel.
Best For
Pros & Cons
thumb_upPros
- check_circleDomestic Airport Lounge
- check_circleZero forex markup on international transactions
- check_circleComplimentary Golf
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelAnnual fee of ₹3,000 with no waiver option
- cancelPoints redemption catalog may limit flexibility
Reward Earning Structure
Each point is worth ₹0.20 — an effective return of 0.20% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 15% | 1500 pts≈ ₹300 |
| All other spends | 15% | 1500 pts≈ ₹300 |
| All other spends | 5% | 500 pts≈ ₹100 |
Points can typically be redeemed for flight tickets, hotel bookings, cashback, gift vouchers, or merchandise via the Axis Bank rewards portal. Redemption value may vary by option.
Card Benefits
Domestic Airport Lounge
2 complimentary domestic lounge visits per quarter
~₹4,000/yr value
Complimentary Golf
2 complimentary golf rounds per month
~₹8,000/yr value
Travel Insurance
Overseas travel insurance and air accident cover
~₹4,000/yr value
Dining & Lifestyle Offers
Access to exclusive dining and lifestyle privileges
~₹3,000/yr value
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹3,00,000 (ANNUAL)
Milestone – 5,000 EDGE Points at ₹3L: Earn 5,000 bonus EDGE REWARDS Points on spending ₹3,00,000 in a card anniversary year. Excludes insurance, rent, fuel, education, utilities, government MCCs.
Spend ₹8,00,000 (ANNUAL)
Annual Fee Waiver – ₹8L Spend: Annual fee of ₹3,000 waived on spending ₹8,00,000 in a card anniversary year. Excludes insurance, rent, fuel, education, utilities, government MCCs.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the Axis Bank website.
| Annual Fee | ₹3,000 |
| Forex Markup | 0% (Zero Markup) |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about Axis Bank Select Credit Card.
Ready to apply for Axis Bank Select Credit Card?
Apply directly on the Axis Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.