Axis Bank Vistara Platinum Credit Card
Axis Bank
Axis Bank Vistara Platinum Credit Card
Axis Bank
Annual Fee
FREE
Effective Rate
0.35%
Network
VISA
Point Value
₹0.35/pt
About Axis Bank Vistara Platinum Credit Card
The Axis Bank Vistara Platinum Credit Card is a standard-tier travel miles credit card issued by Axis Bank on the VISA network. It is a lifetime free card with no annual or joining fee. The card includes complimentary airport lounge access, making it well suited for frequent flyers. With zero foreign transaction charges, it is a strong companion for international travel.
Best For
Pros & Cons
thumb_upPros
- check_circleDomestic Airport Lounge
- check_circleZero forex markup on international transactions
- check_circleLifetime free — no annual fee ever
- check_circleClub Vistara Membership
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelReward rates may vary by spend category
Reward Earning Structure
Each point is worth ₹0.35 — an effective return of 0.35% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 4% | 400 pts≈ ₹140 |
| All other spends | 1% | 100 pts≈ ₹35 |
Miles can be transferred to partner airlines and hotel loyalty programs. Transfer ratios vary by partner — check the Axis Bank website for current transfer partners and ratios.
Card Benefits
Domestic Airport Lounge
1 complimentary domestic lounge visit per quarter
~₹2,000/yr value
Club Vistara Membership
Earn Club Vistara points on Vistara flights and partner spends
~₹3,000/yr value
Fuel Surcharge Waiver
1% fuel surcharge waiver
~₹2,000/yr value
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹1,25,000 (ANNUAL)
Economy Ticket Voucher 1 – at ₹1,25,000: Complimentary Vistara/Air India Economy class ticket voucher on achieving cumulative annual spends of ₹1,25,000. Up to 3 vouchers per year.
Spend ₹2,50,000 (ANNUAL)
Economy Ticket Voucher 2 – at ₹2,50,000: Complimentary Vistara/Air India Economy class ticket voucher on achieving cumulative annual spends of ₹2,50,000. Up to 3 vouchers per year.
Spend ₹6,00,000 (ANNUAL)
Economy Ticket Voucher 3 – at ₹6,00,000: Complimentary Vistara/Air India Economy class ticket voucher on achieving cumulative annual spends of ₹6,00,000. Up to 3 vouchers per year.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the Axis Bank website.
| Annual Fee | Lifetime Free |
| Forex Markup | 0% (Zero Markup) |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about Axis Bank Vistara Platinum Credit Card.
Ready to apply for Axis Bank Vistara Platinum Credit Card?
Apply directly on the Axis Bank website. Most decisions within 7–10 working days.
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