About BOBCARD Prime Credit Card

BOB Prime with 5 RP per ₹100; milestone bonuses and movie discounts.

Best For

publicInternational travelersperson_addFirst-time cardholders

Pros & Cons

thumb_upPros

check_circleZero forex markup on international transactions
check_circleLifetime free — no annual fee ever

thumb_downCons

cancelPoints redemption catalog may limit flexibility

Reward Earning Structure

Each point is worth ₹0.25 — an effective return of 0.25% on spend.

Category	Earn Rate	Per ₹10,000 Spent
All other spends	5%	500 pts≈ ₹125

Points can typically be redeemed for flight tickets, hotel bookings, cashback, gift vouchers, or merchandise via the BOBCARD (Bank of Baroda) rewards portal. Redemption value may vary by option.

Fees & Charges

Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the BOBCARD (Bank of Baroda) website.

Annual Fee	Lifetime Free
Forex Markup	0% (Zero Markup)
Interest Rate (APR)	Refer to KFS
Late Payment Charges	Refer to KFS
Cash Advance Fee	Refer to KFS

Eligibility & Documents Required

Eligibility Criteria

checkAge: 18–70 years (primary cardholder)
checkMinimum annual income: As per bank norms
checkCIBIL score: 750+ recommended
checkEmployment: Salaried or self-employed Indian resident

Documents Required

descriptionPAN Card (mandatory)
descriptionAadhaar / Passport / Voter ID (address proof)
descriptionSalary slips — last 3 months (salaried)
descriptionLatest ITR or Form 16 (self-employed / salaried)
descriptionBank statements — last 3 months
descriptionPassport-size photograph

Frequently Asked Questions

Common questions about BOBCARD Prime Credit Card.

Ready to apply for BOBCARD Prime Credit Card?

Apply directly on the BOBCARD (Bank of Baroda) website. Most decisions within 7–10 working days.

Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.

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