Axis Bank
VISA•••• •••• •••• 4242
CRED Mint Axis Bank Credit Card
CRED Mint Axis Bank Credit Card
Axis Bank
Annual Fee
FREE
Effective Rate
0.00%
Network
VISA
Point Value
₹0.00/pt
About CRED Mint Axis Bank Credit Card
Lifetime free credit card by CRED and Axis Bank. Earn 5X reward points on bill payments via CRED app. 2X reward points on all other spends. 4 complimentary domestic lounge visits per year. 1% fuel surcharge waiver. Zero forex markup on international transactions.
Best For
Pros & Cons
thumb_upPros
- check_circle4 Domestic Lounge Visits/Year
- check_circleLifetime free — no annual fee ever
thumb_downCons
- cancelForeign transaction fee applies on overseas spends
- cancelPoints redemption catalog may limit flexibility
Reward Earning Structure
Each point is worth ₹0.00 — an effective return of 0.00% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 5x | 500 pts≈ ₹0 |
| All other spends | 2x | 200 pts≈ ₹0 |
Points can typically be redeemed for flight tickets, hotel bookings, cashback, gift vouchers, or merchandise via the Axis Bank rewards portal. Redemption value may vary by option.
Card Benefits
4 Domestic Lounge Visits/Year
4 complimentary domestic airport lounge visits per year.
1% Fuel Surcharge Waiver
1% fuel surcharge waiver on all fuel transactions.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the Axis Bank website.
| Annual Fee | Lifetime Free |
| Forex Markup | As per issuer schedule |
| Min. Income Required | ₹5,00,000 per year |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: ₹5,00,000
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about CRED Mint Axis Bank Credit Card.
Ready to apply for CRED Mint Axis Bank Credit Card?
Apply directly on the Axis Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.