SBI Card
VISA•••• •••• •••• 4242
Flipkart SBI Credit Card
Flipkart SBI Credit Card
SBI Card
Annual Fee
₹499
Effective Rate
0.00%
Network
VISA
Point Value
₹0.00/pt
About Flipkart SBI Credit Card
Get 5% cashback on Flipkart, Myntra, 2X rewards, and Cleartrip. 1% cashback on all other spends. Annual fee Rs. 499 waived on Rs. 2 lakh annual spend. Fuel surcharge waiver of 1% on spends between Rs. 500 and Rs. 3,000.
Best For
Pros & Cons
thumb_downCons
- cancelAnnual fee of ₹499 with no waiver option
- cancelForeign transaction fee applies on overseas spends
Reward Earning Structure
Each point is worth ₹0.00 — an effective return of 0.00% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 5% | 500 pts≈ ₹0 |
| All other spends | 1% | 100 pts≈ ₹0 |
Cashback is credited directly to your statement, reducing your outstanding balance. No redemption required.
Card Benefits
1% Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the SBI Card website.
| Annual Fee | ₹499 |
| Forex Markup | As per issuer schedule |
| Min. Income Required | ₹3,00,000 per year |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: ₹3,00,000
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about Flipkart SBI Credit Card.
Ready to apply for Flipkart SBI Credit Card?
Apply directly on the SBI Card website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.