HDFC Bank
Diners•••• •••• •••• 4242
HDFC Bank Diners Club Privilege Credit Card
HDFC Bank Diners Club Privilege Credit Card
HDFC Bank
Annual Fee
₹1,000
Effective Rate
0.50%
Network
DINERS
Point Value
₹0.50/pt
About HDFC Bank Diners Club Privilege Credit Card
Premium Diners Club card. 4 pts/₹150 base. 5X on Swiggy/Zomato (cap 2,500 RP/quarter). 10X on SmartBuy. BoGo BookMyShow weekends. 2 lounge visits/quarter worldwide. ₹1,500 quarterly milestone vouchers. Swiggy One + Times Prime welcome. 1 RP = ₹0.50 SmartBuy/restaurants; ₹0.20 cashback. Air accident $125K + overseas hosp $31,250 + baggage $625 + credit liability ₹9L insurance.
Best For
Pros & Cons
thumb_upPros
- check_circle2 Complimentary Lounge Visits/Quarter Worldwide
- check_circleBuy 1 Get 1 – BookMyShow Weekends
- check_circleWelcome: Swiggy One + Times Prime
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelAnnual fee of ₹1,000 with no waiver option
- cancelForeign transaction fee applies on overseas spends
- cancelPoints redemption catalog may limit flexibility
Reward Earning Structure
Each point is worth ₹0.50 — an effective return of 0.50% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 26.7% | 2670 pts≈ ₹1,335 |
| All other spends | 13.33% | 1333 pts≈ ₹667 |
| All other spends | 2.67% | 267 pts≈ ₹134 |
Points can typically be redeemed for flight tickets, hotel bookings, cashback, gift vouchers, or merchandise via the HDFC Bank rewards portal. Redemption value may vary by option.
Card Benefits
2 Complimentary Lounge Visits/Quarter Worldwide
2 complimentary airport lounge accesses per calendar quarter (8/year) for primary and add-on cardholders worldwide.
Buy 1 Get 1 – BookMyShow Weekends
Buy 1 Get 1 Free on weekend movie/non-movie tickets via BookMyShow, up to ₹250 discount.
Welcome: Swiggy One + Times Prime
Complimentary annual Swiggy One and Times Prime memberships on ₹75,000 spend within first 90 days.
Dineout 10% Off
Extra 10% off on bill at participating Dineout restaurants.
Air Accident Insurance – $125,000
Air accident insurance cover of $125,000.
Overseas Hospitalisation – $31,250
Emergency overseas hospitalisation cover of $31,250.
Baggage Delay – $625
Travel insurance cover of $625 on baggage delay.
Credit Liability Cover – ₹9 Lakh
Credit liability cover of up to ₹9 lakh.
SmartEMI – Post-Purchase Conversion
Convert large transactions to SmartEMI after purchase. Repay over 9–36 months.
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹1,50,000 (QUARTERLY)
₹1,500 worth vouchers (Marriott Experience / Decathlon / Barbeque Nation / O2 Spa / Lakme Salon) on ₹1.5L quarterly spend.
Spend ₹3,00,000 (ANNUAL)
Annual renewal fee of ₹1,000 waived on ₹3,00,000 annual spend.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the HDFC Bank website.
| Annual Fee | ₹1,000 |
| Forex Markup | As per issuer schedule |
| Min. Income Required | ₹4,20,000 per year |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: ₹4,20,000
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about HDFC Bank Diners Club Privilege Credit Card.
Ready to apply for HDFC Bank Diners Club Privilege Credit Card?
Apply directly on the HDFC Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.