HDFC Bank
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HDFC Bank Harley-Davidson Diners Club Credit Card
HDFC Bank Harley-Davidson Diners Club Credit Card
HDFC Bank
Annual Fee
₹2,500
Effective Rate
0.50%
Network
DINERS
Point Value
₹0.50/pt
About HDFC Bank Harley-Davidson Diners Club Credit Card
Harley-Davidson co-branded Diners Club card. 4 pts/₹150 (2.67/₹100) base. 5X on Swiggy/Zomato (cap 2,500 RP/month). 10X SmartBuy. 1 RP = ₹0.50 SmartBuy/restaurants, ₹0.20 cashback. 2 lounge visits/quarter worldwide. BoGo BookMyShow (₹250, 2x/month). ₹1,500 vouchers on ₹1.5L quarterly spend. Air accident ₹1Cr + overseas hosp ₹25L + baggage ₹50K + credit liability ₹9L. 3.5% forex.
Best For
Pros & Cons
thumb_upPros
- check_circle2 Complimentary Lounge Visits/Quarter Worldwide
- check_circleBoGo BookMyShow – ₹250 Off, 2x/Month
- check_circleWelcome: Swiggy One + Times Prime + HD Gift Card
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelAnnual fee of ₹2,500 with no waiver option
- cancelForeign transaction fee applies on overseas spends
- cancelPoints redemption catalog may limit flexibility
Reward Earning Structure
Each point is worth ₹0.50 — an effective return of 0.50% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 26.7% | 2670 pts≈ ₹1,335 |
| All other spends | 13.33% | 1333 pts≈ ₹667 |
| All other spends | 2.67% | 267 pts≈ ₹134 |
Points can typically be redeemed for flight tickets, hotel bookings, cashback, gift vouchers, or merchandise via the HDFC Bank rewards portal. Redemption value may vary by option.
Card Benefits
2 Complimentary Lounge Visits/Quarter Worldwide
2 complimentary airport lounge accesses per calendar quarter (8/year) worldwide.
BoGo BookMyShow – ₹250 Off, 2x/Month
Buy 1 Get 1 Free on BookMyShow; up to ₹250 off per booking; 2 redemptions/month.
Welcome: Swiggy One + Times Prime + HD Gift Card
Swiggy One + Times Prime annual memberships + Harley-Davidson gift card ₹750 on activation.
Good Food Trail Dining
Dining privileges at premium restaurants via HDFC Good Food Trail.
Swiggy Dineout – Up to 20% Off
Up to 20% off on restaurant bills via Swiggy Dineout (20,000+ restaurants).
Air Accident Cover – ₹1 Crore
Air accident cover of ₹1 crore.
Overseas Hospitalisation – ₹25 Lakh
Emergency overseas hospitalisation cover of ₹25 lakh.
Baggage Delay – ₹50,000
Travel insurance for baggage delay (capped ₹50K; ₹10/hour; 8hr minimum).
Credit Liability Cover – ₹9 Lakh
Credit liability cover up to ₹9 lakh.
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹1,50,000 (QUARTERLY)
₹1,500 vouchers (Marriott/Decathlon/BBQ Nation/O2 Spa/Lakme Salon) on ₹1.5L quarterly spend.
Spend ₹3,00,000 (ANNUAL)
Annual renewal fee waived on ₹3,00,000 annual spend.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the HDFC Bank website.
| Annual Fee | ₹2,500 |
| Forex Markup | As per issuer schedule |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about HDFC Bank Harley-Davidson Diners Club Credit Card.
Ready to apply for HDFC Bank Harley-Davidson Diners Club Credit Card?
Apply directly on the HDFC Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.