HDFC Bank
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Marriott Bonvoy HDFC Bank Credit Card
Marriott Bonvoy HDFC Bank Credit Card
HDFC Bank
Annual Fee
₹3,000
Effective Rate
0.25%
Network
DINERS
Point Value
₹0.25/pt
About Marriott Bonvoy HDFC Bank Credit Card
Co-branded Marriott Bonvoy card. 8 pts/₹150 at Bonvoy hotels; 4 pts/₹150 travel/dining/entertainment; 2 pts/₹150 all other spends. Welcome Silver Elite Status + Free Night Award. Free Night Awards at ₹6L/₹9L/₹15L milestones. 2 golf lessons/quarter. Domestic + international lounge access. Concierge 9AM–9PM.
Best For
Pros & Cons
thumb_upPros
- check_circleDomestic & International Lounge Access
- check_circleMarriott Bonvoy Silver Elite Status
- check_circleWelcome Free Night Award (15,000 pts)
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelAnnual fee of ₹3,000 with no waiver option
- cancelForeign transaction fee applies on overseas spends
- cancelPoints redemption catalog may limit flexibility
Reward Earning Structure
Each point is worth ₹0.25 — an effective return of 0.25% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 5.33% | 533 pts≈ ₹133 |
| All other spends | 2.67% | 267 pts≈ ₹67 |
| All other spends | 1.33% | 133 pts≈ ₹33 |
Points can typically be redeemed for flight tickets, hotel bookings, cashback, gift vouchers, or merchandise via the HDFC Bank rewards portal. Redemption value may vary by option.
Card Benefits
Marriott Bonvoy Silver Elite Status
Complimentary Silver Elite Status in Marriott Bonvoy loyalty program.
Welcome Free Night Award (15,000 pts)
1 Free Night Award valued at 15,000 Marriott Bonvoy Points on card setup.
Domestic & International Lounge Access
Complimentary domestic lounge access + international lounge access per year.
2 Complimentary Golf Lessons/Quarter
2 complimentary golf lessons per quarter at select golf courses.
Dedicated Concierge Service
Concierge services 9AM–9PM daily.
SmartEMI – Post-Purchase Conversion
Convert big spends into EMI after purchase.
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹6,00,000 (ANNUAL)
1 Free Night Award on ₹6,00,000 eligible spend in anniversary year.
Spend ₹9,00,000 (ANNUAL)
1 Free Night Award on ₹9,00,000 eligible spend in anniversary year.
Spend ₹15,00,000 (ANNUAL)
1 Free Night Award on ₹15,00,000 eligible spend in anniversary year.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the HDFC Bank website.
| Annual Fee | ₹3,000 |
| Forex Markup | As per issuer schedule |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about Marriott Bonvoy HDFC Bank Credit Card.
Ready to apply for Marriott Bonvoy HDFC Bank Credit Card?
Apply directly on the HDFC Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.