HDFC Bank
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Tata Neu Infinity HDFC Bank Credit Card
Tata Neu Infinity HDFC Bank Credit Card
HDFC Bank
Annual Fee
₹1,499
Effective Rate
1.00%
Network
VISA
Point Value
₹1.00/pt
About Tata Neu Infinity HDFC Bank Credit Card
5% NeuCoins on Tata Neu/partner brands + additional 5% via NeuPass on select categories. 1.5% on non-Tata spends. 1.5% UPI. 2 domestic lounge/quarter (on ₹50K) + 4 intl/year. 1% fuel waiver. Income ₹1L/month.
Best For
Pros & Cons
thumb_upPros
- check_circle2 Domestic Lounge Visits/Quarter (Spend-Based)
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelAnnual fee of ₹1,499 with no waiver option
- cancelMinimum income requirement applies
- cancelForeign transaction fee applies on overseas spends
- cancelPoints redemption catalog may limit flexibility
Reward Earning Structure
Each point is worth ₹1.00 — an effective return of 1.00% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 5% | 500 pts≈ ₹500 |
| All other spends | 5% | 500 pts≈ ₹500 |
| All other spends | 1.5% | 150 pts≈ ₹150 |
Points can typically be redeemed for flight tickets, hotel bookings, cashback, gift vouchers, or merchandise via the HDFC Bank rewards portal. Redemption value may vary by option.
Card Benefits
2 Domestic Lounge Visits/Quarter (Spend-Based)
2 complimentary domestic lounge vouchers per quarter on ₹50,000+ quarterly spend (8/year).
4 International Lounge Visits/Year
4 complimentary international lounge visits per year (1/quarter).
1% Fuel Surcharge Waiver
1% fuel surcharge waiver (min ₹400; max ₹500/cycle).
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹50,000 (QUARTERLY)
2 domestic lounge vouchers per quarter on ₹50,000+ quarterly spend.
Spend ₹3,00,000 (ANNUAL)
Renewal fee waived on ₹3,00,000 annual spend.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the HDFC Bank website.
| Annual Fee | ₹1,499 |
| Forex Markup | As per issuer schedule |
| Min. Income Required | ₹12,00,000 per year |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: ₹12,00,000
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about Tata Neu Infinity HDFC Bank Credit Card.
Ready to apply for Tata Neu Infinity HDFC Bank Credit Card?
Apply directly on the HDFC Bank website. Most decisions within 7–10 working days.
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