HSBC India
VISA•••• •••• •••• 4242
HSBC TravelOne Credit Card
HSBC TravelOne Credit Card
HSBC India
Annual Fee
₹4,999
Effective Rate
1.00%
Network
VISA
Point Value
₹1.00/pt
About HSBC TravelOne Credit Card
Travel card with air miles on all spends. 2% forex markup. Complimentary lounge access. Miles transferable to 20+ airline and hotel programs.
Best For
Pros & Cons
thumb_upPros
- check_circleComplimentary Lounge Access
thumb_downCons
- cancelAnnual fee of ₹4,999 with no waiver option
- cancelForeign transaction fee applies on overseas spends
Reward Earning Structure
Each point is worth ₹1.00 — an effective return of 1.00% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 2% | 200 pts≈ ₹200 |
Miles can be transferred to partner airlines and hotel loyalty programs. Transfer ratios vary by partner — check the HSBC India website for current transfer partners and ratios.
Card Benefits
Complimentary Lounge Access
Complimentary domestic and international lounge access.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the HSBC India website.
| Annual Fee | ₹4,999 |
| Forex Markup | As per issuer schedule |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about HSBC TravelOne Credit Card.
Ready to apply for HSBC TravelOne Credit Card?
Apply directly on the HSBC India website. Most decisions within 7–10 working days.
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