Amazon Pay ICICI Bank Credit Card
ICICI Bank
Amazon Pay ICICI Bank Credit Card
ICICI Bank
Annual Fee
FREE
Effective Rate
1.00%
Network
VISA
Point Value
₹1.00/pt
About Amazon Pay ICICI Bank Credit Card
Lifetime free co-branded card with Amazon Pay. Prime members earn 5% on Amazon.in; Non-Prime 3% on Amazon.in. 2% on 100+ Amazon Pay partner merchants. 1% on all other spends. Rewards credited as Amazon Pay balance (never expire). 1% fuel surcharge waiver. 1.99% forex markup.
Best For
Pros & Cons
thumb_upPros
- check_circleLifetime free — no annual fee ever
- check_circleLifetime Free Card
thumb_downCons
- cancelForeign transaction fee applies on overseas spends
Reward Earning Structure
Each point is worth ₹1.00 — an effective return of 1.00% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 5% | 500 pts≈ ₹500 |
| All other spends | 3% | 300 pts≈ ₹300 |
| All other spends | 2% | 200 pts≈ ₹200 |
| All other spends | 1% | 100 pts≈ ₹100 |
Cashback is credited directly to your statement, reducing your outstanding balance. No redemption required.
Card Benefits
Unlimited Cashback
Unlimited cashback earnings with no upper cap.
Lifetime Free Card
No joining fee, no annual fee — ever.
1% Fuel Surcharge Waiver
1% fuel surcharge waiver on all fuel purchases.
Non-Expiring Rewards
Cashback credited as Amazon Pay balance — no expiry date.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the ICICI Bank website.
| Annual Fee | Lifetime Free |
| Forex Markup | As per issuer schedule |
| Min. Income Required | ₹2,40,000 per year |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: ₹2,40,000
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about Amazon Pay ICICI Bank Credit Card.
Ready to apply for Amazon Pay ICICI Bank Credit Card?
Apply directly on the ICICI Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.