ICICI Bank Coral Credit Card
ICICI Bank
ICICI Bank Coral Credit Card
ICICI Bank
Annual Fee
₹500
Effective Rate
0.25%
Network
RUPAY
Point Value
₹0.25/pt
About ICICI Bank Coral Credit Card
2 RP/₹100 on all spends. 1 domestic lounge + 4 railway lounge visits/year. BoGo 25% off BookMyShow/INOX (max ₹100, 2x/month). Milestone: 2,000 RP on ₹2L spend + 1,000 RP per additional ₹1L (max 10,000/year). 1% fuel waiver HPCL. ₹2L personal accident insurance (RuPay).
Best For
Pros & Cons
thumb_upPros
- check_circle1 Domestic Lounge + 4 Railway Lounge Visits/Year
- check_circleBoGo 25% Off BookMyShow/INOX
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelAnnual fee of ₹500 with no waiver option
- cancelForeign transaction fee applies on overseas spends
- cancelPoints redemption catalog may limit flexibility
Reward Earning Structure
Each point is worth ₹0.25 — an effective return of 0.25% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 2% | 200 pts≈ ₹50 |
Points can typically be redeemed for flight tickets, hotel bookings, cashback, gift vouchers, or merchandise via the ICICI Bank rewards portal. Redemption value may vary by option.
Card Benefits
1 Domestic Lounge + 4 Railway Lounge Visits/Year
1 complimentary domestic airport lounge + 4 railway lounge accesses per year.
BoGo 25% Off BookMyShow/INOX
Buy 1 get 25% off (max ₹100) on 2nd ticket at BookMyShow/INOX, twice monthly.
₹2 Lakh Personal Accident Cover
Personal accident insurance cover of ₹2 lakh (RuPay variant).
1% Fuel Surcharge Waiver HPCL
1% fuel surcharge waiver on ₹400–₹4,000 at HPCL pumps.
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹1,50,000 (ANNUAL)
Annual fee waived on ₹1.5L spend.
Spend ₹2,00,000 (ANNUAL)
2,000 RP on ₹2L annual spend.
Spend ₹3,00,000 (ANNUAL)
Additional 1,000 RP per ₹1L above ₹2L (max 10,000 RP/year).
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the ICICI Bank website.
| Annual Fee | ₹500 |
| Forex Markup | As per issuer schedule |
| Min. Income Required | ₹3,00,000 per year |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: ₹3,00,000
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about ICICI Bank Coral Credit Card.
Ready to apply for ICICI Bank Coral Credit Card?
Apply directly on the ICICI Bank website. Most decisions within 7–10 working days.
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