ICICI Bank
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ICICI Bank Emeralde Private Metal Credit Card
ICICI Bank Emeralde Private Metal Credit Card
ICICI Bank
Annual Fee
₹12,499
Effective Rate
0.50%
Network
MASTERCARD
Point Value
₹0.50/pt
About ICICI Bank Emeralde Private Metal Credit Card
1 RP/₹200. Unlimited lounge (domestic + intl) for primary + Plus Card. Unlimited golf/month. BoGo ₹750 BookMyShow 2x/month. Taj Epicure Plus + EazyDiner Prime welcome. 12,500 welcome RP. ₹6K EaseMyTrip vouchers at ₹8L spend. ₹12K flight/hotel cancellation waiver. Air accident ₹3Cr.
Best For
Pros & Cons
thumb_upPros
- check_circleUnlimited Lounge – Primary + Plus Card
- check_circleUnlimited Golf Rounds/Month
- check_circleTaj Epicure Plus + EazyDiner Prime
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelHigh annual fee of ₹12,499
- cancelMay require existing banking relationship or invitation
- cancelForeign transaction fee applies on overseas spends
- cancelPoints redemption catalog may limit flexibility
Reward Earning Structure
Each point is worth ₹0.50 — an effective return of 0.50% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 0.5% | 50 pts≈ ₹25 |
Points can typically be redeemed for flight tickets, hotel bookings, cashback, gift vouchers, or merchandise via the ICICI Bank rewards portal. Redemption value may vary by option.
Card Benefits
Unlimited Lounge – Primary + Plus Card
Unlimited domestic + international lounge access for primary and Plus Card members.
Unlimited Golf Rounds/Month
Unlimited complimentary golf rounds every month.
Taj Epicure Plus + EazyDiner Prime
Welcome Taj Epicure Plus Membership and EazyDiner Prime Membership.
BoGo ₹750 Off BookMyShow (2x/month)
Buy 1 get up to ₹750 off 2nd ticket at BookMyShow, up to twice a month.
₹12,000 Cancellation Waiver
No cancellation charges on domestic flights/hotels up to ₹12,000.
Air Accident Cover – ₹3 Crore
Air accident cover of ₹3 crore.
1% Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations.
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹8,00,000 (ANNUAL)
₹6,000 EaseMyTrip vouchers on ₹8 lakh annual spend.
Spend ₹10,00,000 (ANNUAL)
Annual fee waived on ₹10 lakh annual spend.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the ICICI Bank website.
| Annual Fee | ₹12,499 |
| Forex Markup | As per issuer schedule |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about ICICI Bank Emeralde Private Metal Credit Card.
Ready to apply for ICICI Bank Emeralde Private Metal Credit Card?
Apply directly on the ICICI Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.