ICICI Bank
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Emirates Skywards ICICI Bank Emeralde Credit Card
Emirates Skywards ICICI Bank Emeralde Credit Card
ICICI Bank
Annual Fee
₹10,000
Effective Rate
1.00%
Network
VISA
Point Value
₹1.00/pt
About Emirates Skywards ICICI Bank Emeralde Credit Card
2 Skywards miles/₹100 (domestic + intl). Unlimited lounge access. Silver Tier welcome + Gold Tier on renewal. Milestone Gold Tier on ₹15L spend. 10K welcome miles + 10K annual miles. BoGo ₹750 BookMyShow. 1% fuel waiver.
Best For
Pros & Cons
thumb_upPros
- check_circleUnlimited Airport Lounge Access
- check_circleEmirates Skywards Silver Tier (Welcome)
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelAnnual fee of ₹10,000 with no waiver option
- cancelHigh annual income requirement (₹15 lakh+)
- cancelMay require existing banking relationship or invitation
- cancelForeign transaction fee applies on overseas spends
Reward Earning Structure
Each point is worth ₹1.00 — an effective return of 1.00% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 2% | 200 pts≈ ₹200 |
Miles can be transferred to partner airlines and hotel loyalty programs. Transfer ratios vary by partner — check the ICICI Bank website for current transfer partners and ratios.
Card Benefits
Unlimited Airport Lounge Access
Unlimited domestic + international lounge access for primary cardholder.
Emirates Skywards Silver Tier (Welcome)
Complimentary Silver Tier on joining; upgrades to Gold Tier on annual renewal.
BoGo ₹750 Off BookMyShow
Buy 1 get up to ₹750 off 2nd ticket at BookMyShow.
1% Fuel Surcharge Waiver
1% fuel waiver on all fuel transactions.
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹15,00,000 (ANNUAL)
Emirates Skywards Gold Tier Membership on ₹15L spend (incl. min ₹50K on Emirates.com).
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the ICICI Bank website.
| Annual Fee | ₹10,000 |
| Forex Markup | As per issuer schedule |
| Min. Income Required | ₹30,00,000 per year |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: ₹30,00,000
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about Emirates Skywards ICICI Bank Emeralde Credit Card.
Ready to apply for Emirates Skywards ICICI Bank Emeralde Credit Card?
Apply directly on the ICICI Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.