ICICI Bank HPCL Coral Credit Card
ICICI Bank
ICICI Bank HPCL Coral Credit Card
ICICI Bank
Annual Fee
₹199
Effective Rate
1.00%
Network
VISA
Point Value
₹1.00/pt
About ICICI Bank HPCL Coral Credit Card
3.5% savings on fuel at HPCL pumps (cashback + 1% surcharge waiver). 1 RP/₹100 base. BoGo 25% off BookMyShow/INOX (max ₹100, 2x/month). Very low ₹199 annual fee waived on ₹50K spend.
Best For
Pros & Cons
thumb_upPros
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelAnnual fee of ₹199 with no waiver option
- cancelForeign transaction fee applies on overseas spends
Reward Earning Structure
Each point is worth ₹1.00 — an effective return of 1.00% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 3.5% | 350 pts≈ ₹350 |
| All other spends | 1% | 100 pts≈ ₹100 |
Cashback is credited directly to your statement, reducing your outstanding balance. No redemption required.
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹50,000 (ANNUAL)
Annual fee waived on ₹50,000 annual spend.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the ICICI Bank website.
| Annual Fee | ₹199 |
| Forex Markup | As per issuer schedule |
| Min. Income Required | ₹2,40,000 per year |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: ₹2,40,000
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about ICICI Bank HPCL Coral Credit Card.
Ready to apply for ICICI Bank HPCL Coral Credit Card?
Apply directly on the ICICI Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.