ICICI Bank HPCL Super Saver Credit Card
ICICI Bank
ICICI Bank HPCL Super Saver Credit Card
ICICI Bank
Annual Fee
₹500
Effective Rate
1.00%
Network
RUPAY
Point Value
₹1.00/pt
About ICICI Bank HPCL Super Saver Credit Card
5% savings on all fuel at HPCL petrol pumps and HP Pay app. 1 RP/₹100 base. 2,000 welcome RP. BoGo 25% off BookMyShow/INOX (max ₹100, 2x/month). 1 domestic lounge on spend criteria. ₹2L personal accident insurance (RuPay).
Best For
Pros & Cons
thumb_upPros
- check_circleDomestic Airport Lounge
- check_circleFuel Surcharge Waiver
- check_circleHPCL Rewards
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelAnnual fee of ₹500 with no waiver option
- cancelForeign transaction fee applies on overseas spends
Reward Earning Structure
Each point is worth ₹1.00 — an effective return of 1.00% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 5% | 500 pts≈ ₹500 |
| All other spends | 1% | 100 pts≈ ₹100 |
Cashback is credited directly to your statement, reducing your outstanding balance. No redemption required.
Card Benefits
Fuel Surcharge Waiver
2.5% fuel surcharge waiver at HPCL petrol pumps
~₹6,000/yr value
HPCL Rewards
Earn PAYBACK points and HPCL cashback at fuel stations
~₹4,000/yr value
Domestic Airport Lounge
1 complimentary domestic lounge visit per quarter
~₹2,000/yr value
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹1,50,000 (ANNUAL)
Annual Fee Waiver – ₹1.5L Spend: Annual fee of ₹500 waived on spending ₹1,50,000 or more in the card anniversary year. Renewal fee waiver applicable from the second year onwards.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the ICICI Bank website.
| Annual Fee | ₹500 |
| Forex Markup | As per issuer schedule |
| Min. Income Required | ₹2,40,000 per year |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: ₹2,40,000
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about ICICI Bank HPCL Super Saver Credit Card.
Ready to apply for ICICI Bank HPCL Super Saver Credit Card?
Apply directly on the ICICI Bank website. Most decisions within 7–10 working days.
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