MakeMyTrip ICICI Bank Credit Card
ICICI Bank
MakeMyTrip ICICI Bank Credit Card
ICICI Bank
Annual Fee
₹999
Effective Rate
1.00%
Network
MASTERCARD
Point Value
₹1.00/pt
About MakeMyTrip ICICI Bank Credit Card
Up to 6 myCash/₹100 on MMT hotels; 3 myCash on flights/bus/cab; 1 myCash all other. 0.99% forex markup. MMTBLACK Gold membership. 1 intl + 8 domestic lounges/year. BoGo 25% off BookMyShow (max ₹150, 2x/month). ₹1K joining + ₹1K annual MMT vouchers.
Best For
Pros & Cons
thumb_upPros
- check_circle1 Intl + 8 Domestic Lounge Visits/Year
- check_circleMMTBLACK Gold Membership
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelAnnual fee of ₹999 with no waiver option
- cancelForeign transaction fee applies on overseas spends
- cancelPoints redemption catalog may limit flexibility
Reward Earning Structure
Each point is worth ₹1.00 — an effective return of 1.00% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 6% | 600 pts≈ ₹600 |
| All other spends | 3% | 300 pts≈ ₹300 |
| All other spends | 1% | 100 pts≈ ₹100 |
Points can typically be redeemed for flight tickets, hotel bookings, cashback, gift vouchers, or merchandise via the ICICI Bank rewards portal. Redemption value may vary by option.
Card Benefits
MMTBLACK Gold Membership
1-year complimentary MMTBLACK Gold membership (except myCash benefit).
1 Intl + 8 Domestic Lounge Visits/Year
1 complimentary international lounge access annually + 2 domestic lounge per quarter (8/year).
BoGo 25% Off BookMyShow (2x/month)
25% off (max ₹150) on 2nd movie ticket at BookMyShow/INOX, twice monthly.
MMT Joining + Annual Vouchers
₹1,000 MMT joining voucher (1-year validity) + ₹1,000 MMT hotel voucher on annual fee payment.
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹3,00,000 (ANNUAL)
Annual fee waived on ₹3 lakh annual spend.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the ICICI Bank website.
| Annual Fee | ₹999 |
| Forex Markup | As per issuer schedule |
| Min. Income Required | ₹2,40,000 per year |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: ₹2,40,000
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about MakeMyTrip ICICI Bank Credit Card.
Ready to apply for MakeMyTrip ICICI Bank Credit Card?
Apply directly on the ICICI Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.