IndiGo Axis Bank Credit Card
Axis Bank
IndiGo Axis Bank Credit Card
Axis Bank
Annual Fee
₹1,000
Effective Rate
0.40%
Network
RUPAY
Point Value
₹0.40/pt
About IndiGo Axis Bank Credit Card
The IndiGo Axis Bank Credit Card is a standard-tier travel miles credit card issued by Axis Bank on the RUPAY network. It carries an annual fee of ₹1,000. The card includes complimentary airport lounge access, making it well suited for frequent flyers. With zero foreign transaction charges, it is a strong companion for international travel.
Best For
Pros & Cons
thumb_upPros
- check_circleDomestic Airport Lounge
- check_circleZero forex markup on international transactions
- check_circleIndiGo 6E Rewards
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelAnnual fee of ₹1,000 with no waiver option
Reward Earning Structure
Each point is worth ₹0.40 — an effective return of 0.40% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 3% | 300 pts≈ ₹120 |
| All other spends | 2% | 200 pts≈ ₹80 |
Miles can be transferred to partner airlines and hotel loyalty programs. Transfer ratios vary by partner — check the Axis Bank website for current transfer partners and ratios.
Card Benefits
IndiGo 6E Rewards
Earn IndiGo 6E Rewards on all flight bookings and card spends
~₹3,000/yr value
Domestic Airport Lounge
1 complimentary domestic lounge visit per quarter
~₹2,000/yr value
Fuel Surcharge Waiver
1% fuel surcharge waiver
~₹2,000/yr value
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹1 (ANNUAL)
Renewal Benefit – 1,200 IndiGo BluChips: Voucher worth 1,200 IndiGo BluChips (≈₹480) as renewal benefit on payment of annual fee each year.
Spend ₹1,50,000 (ANNUAL)
Milestone – 1,200 IndiGo BluChips at ₹1.5L: Voucher worth 1,200 IndiGo BluChips (≈₹480) on achieving cumulative annual spends of ₹1,50,000.
Spend ₹3,00,000 (ANNUAL)
Milestone – 1,200 IndiGo BluChips at ₹3L: Voucher worth 1,200 IndiGo BluChips (≈₹480) on achieving cumulative annual spends of ₹3,00,000.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the Axis Bank website.
| Annual Fee | ₹1,000 |
| Forex Markup | 0% (Zero Markup) |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about IndiGo Axis Bank Credit Card.
Ready to apply for IndiGo Axis Bank Credit Card?
Apply directly on the Axis Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.