IndiGo Axis Bank Premium Credit Card
Axis Bank
IndiGo Axis Bank Premium Credit Card
Axis Bank
Annual Fee
₹500
Effective Rate
0.40%
Network
RUPAY
Point Value
₹0.40/pt
About IndiGo Axis Bank Premium Credit Card
The IndiGo Axis Bank Premium Credit Card is a premium-tier travel miles credit card issued by Axis Bank on the RUPAY network. It carries an annual fee of ₹500. The card includes complimentary airport lounge access, making it well suited for frequent flyers. With zero foreign transaction charges, it is a strong companion for international travel.
Best For
Pros & Cons
thumb_upPros
- check_circleDomestic Airport Lounge
- check_circleZero forex markup on international transactions
- check_circleIndiGo Air Miles
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelAnnual fee of ₹500 with no waiver option
Reward Earning Structure
Each point is worth ₹0.40 — an effective return of 0.40% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 7% | 700 pts≈ ₹280 |
| All other spends | 3% | 300 pts≈ ₹120 |
| All other spends | 2% | 200 pts≈ ₹80 |
Miles can be transferred to partner airlines and hotel loyalty programs. Transfer ratios vary by partner — check the Axis Bank website for current transfer partners and ratios.
Card Benefits
Domestic Airport Lounge
2 complimentary domestic lounge visits per quarter via DreamFolks
~₹4,000/yr value
IndiGo Air Miles
Earn IndiGo 6E Rewards on flight bookings
~₹3,000/yr value
Travel Insurance
Domestic and international travel insurance cover
~₹2,000/yr value
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹1 (ANNUAL)
Renewal Benefit – 2,500 IndiGo BluChips + 6E Eats Voucher: 2,500 IndiGo BluChips (≈₹1,000) plus one complimentary 6E Eats meal voucher as renewal benefit on payment of annual fee.
Spend ₹2,00,000 (ANNUAL)
Milestone – 1,250 IndiGo BluChips at ₹2L: Voucher worth 1,250 IndiGo BluChips (≈₹500) on achieving cumulative annual spends of ₹2,00,000.
Spend ₹5,00,000 (ANNUAL)
Milestone – 1,250 IndiGo BluChips at ₹5L: Voucher worth 1,250 IndiGo BluChips (≈₹500) on achieving cumulative annual spends of ₹5,00,000.
Spend ₹8,00,000 (ANNUAL)
Milestone – 1,250 IndiGo BluChips at ₹8L: Voucher worth 1,250 IndiGo BluChips (≈₹500) on achieving cumulative annual spends of ₹8,00,000.
Spend ₹12,00,000 (ANNUAL)
Milestone – 1,250 IndiGo BluChips at ₹12L: Voucher worth 1,250 IndiGo BluChips (≈₹500) on achieving cumulative annual spends of ₹12,00,000.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the Axis Bank website.
| Annual Fee | ₹500 |
| Forex Markup | 0% (Zero Markup) |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about IndiGo Axis Bank Premium Credit Card.
Ready to apply for IndiGo Axis Bank Premium Credit Card?
Apply directly on the Axis Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.