Kotak Corporate Platinum Credit Card
Kotak Mahindra Bank
Kotak Corporate Platinum Credit Card
Kotak Mahindra Bank
Annual Fee
₹999
Effective Rate
0.25%
Network
VISA
Point Value
₹0.25/pt
About Kotak Corporate Platinum Credit Card
Bank the way you live, privileged. With Kotak Corporate Platinum Credit Card you can earn high rewards points every time you transact and get more out of your money. Enjoy airport lounge access, fuel surcharge waiver, railway surcharge waiver, and up to 48 days interest-free credit period. Ideal for corporates to manage employee expenses efficiently.
Best For
Pros & Cons
thumb_upPros
- check_circleAirport Lounge Access
thumb_downCons
- cancelAnnual fee of ₹999 with no waiver option
- cancelForeign transaction fee applies on overseas spends
- cancelPoints redemption catalog may limit flexibility
Reward Earning Structure
Each point is worth ₹0.25 — an effective return of 0.25% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 1% | 100 pts≈ ₹25 |
Points can typically be redeemed for flight tickets, hotel bookings, cashback, gift vouchers, or merchandise via the Kotak Mahindra Bank rewards portal. Redemption value may vary by option.
Card Benefits
Airport Lounge Access
Get access to airport lounges with VISA airport lounge offer. 2 complimentary accesses per calendar quarter for the primary cardholder.
Fuel Surcharge Waiver
Save on fuel surcharge (1% waived) on transactions between Rs. 500 and Rs. 3,000. Maximum fuel surcharge waiver of Rs. 3,500 per calendar year.
~₹3,500/yr value
Railway Surcharge Waiver
Save railway surcharge on transactions at www.irctc.co.in and Indian Railways booking counters. Maximum waiver of Rs. 500 per calendar year.
~₹500/yr value
Interest-Free Credit Period
Enjoy up to 48 days of interest-free credit period on purchases. Similar to an overdraft facility on your credit card.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the Kotak Mahindra Bank website.
| Annual Fee | ₹999 |
| Forex Markup | As per issuer schedule |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about Kotak Corporate Platinum Credit Card.
Ready to apply for Kotak Corporate Platinum Credit Card?
Apply directly on the Kotak Mahindra Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.