RBL Bank Cookies Credit Card
RBL Bank
RBL Bank Cookies Credit Card
RBL Bank
Annual Fee
₹100
Effective Rate
1.00%
Network
MASTERCARD
Point Value
₹1.00/pt
About RBL Bank Cookies Credit Card
RBL entry-level card with cashback on dining, entertainment and movie tickets.
Best For
Pros & Cons
thumb_upPros
- check_circleCookies Program Rewards
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelAnnual fee of ₹100 with no waiver option
- cancelForeign transaction fee applies on overseas spends
Reward Earning Structure
Each point is worth ₹1.00 — an effective return of 1.00% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 5% | 500 pts≈ ₹500 |
| All other spends | 3% | 300 pts≈ ₹300 |
| All other spends | 1% | 100 pts≈ ₹100 |
Cashback is credited directly to your statement, reducing your outstanding balance. No redemption required.
Card Benefits
Cookies Program Rewards
Earn Cookies reward points redeemable for vouchers and gifts
~₹2,000/yr value
Fuel Surcharge Waiver
1% fuel surcharge waiver at all petrol pumps
~₹1,200/yr value
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹1,00,000 (ANNUAL)
Annual Fee Waiver – ₹1L Spend: Annual fee of ₹500 waived on achieving annual net spends of ₹1,00,000 in the preceding card anniversary year.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the RBL Bank website.
| Annual Fee | ₹100 |
| Forex Markup | As per issuer schedule |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about RBL Bank Cookies Credit Card.
Ready to apply for RBL Bank Cookies Credit Card?
Apply directly on the RBL Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.