RBL Bank Platinum Maxima Plus Credit Card
RBL Bank
RBL Bank Platinum Maxima Plus Credit Card
RBL Bank
Annual Fee
₹2,500
Effective Rate
0.25%
Network
VISA
Point Value
₹0.25/pt
About RBL Bank Platinum Maxima Plus Credit Card
RBL Platinum Maxima Plus credit card with accelerated reward points on dining, entertainment, international and utility spends.
Best For
Pros & Cons
thumb_downCons
- cancelAnnual fee of ₹2,500 with no waiver option
- cancelForeign transaction fee applies on overseas spends
- cancelPoints redemption catalog may limit flexibility
Reward Earning Structure
Each point is worth ₹0.25 — an effective return of 0.25% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 1% | 100 pts≈ ₹25 |
Points can typically be redeemed for flight tickets, hotel bookings, cashback, gift vouchers, or merchandise via the RBL Bank rewards portal. Redemption value may vary by option.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the RBL Bank website.
| Annual Fee | ₹2,500 |
| Forex Markup | As per issuer schedule |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about RBL Bank Platinum Maxima Plus Credit Card.
Ready to apply for RBL Bank Platinum Maxima Plus Credit Card?
Apply directly on the RBL Bank website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.