Sbi Air India Platinum
SBI Card
Sbi Air India Platinum
SBI Card
Annual Fee
₹1,499
Effective Rate
0.25%
Network
MASTERCARD
Point Value
₹0.25/pt
About Sbi Air India Platinum
15 miles/₹100 on Air India; 3 miles on entertainment/dining/groceries; 1 mile other. 15 Flying Returns miles welcome. Domestic lounge access.
Best For
Pros & Cons
thumb_upPros
- check_circleDomestic Lounge Access
thumb_downCons
- cancelAnnual fee of ₹1,499 with no waiver option
- cancelForeign transaction fee applies on overseas spends
Reward Earning Structure
Each point is worth ₹0.25 — an effective return of 0.25% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 15% | 1500 pts≈ ₹375 |
| All other spends | 1% | 100 pts≈ ₹25 |
Miles can be transferred to partner airlines and hotel loyalty programs. Transfer ratios vary by partner — check the SBI Card website for current transfer partners and ratios.
Card Benefits
Domestic Lounge Access
Complimentary domestic airport lounge visits.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the SBI Card website.
| Annual Fee | ₹1,499 |
| Forex Markup | As per issuer schedule |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about Sbi Air India Platinum.
Ready to apply for Sbi Air India Platinum?
Apply directly on the SBI Card website. Most decisions within 7–10 working days.
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