Sbi Air India Signature
SBI Card
Sbi Air India Signature
SBI Card
Annual Fee
₹4,999
Effective Rate
0.25%
Network
MASTERCARD
Point Value
₹0.25/pt
About Sbi Air India Signature
10 miles/₹100 on Air India; 4 miles on entertainment/dining; 2 miles other. 30 Flying Returns miles welcome. International lounge access via Priority Pass.
Best For
Pros & Cons
thumb_upPros
- check_circleInternational + Domestic Lounge
- check_circleZero forex markup on international transactions
thumb_downCons
- cancelAnnual fee of ₹4,999 with no waiver option
Reward Earning Structure
Each point is worth ₹0.25 — an effective return of 0.25% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 10% | 1000 pts≈ ₹250 |
| All other spends | 2% | 200 pts≈ ₹50 |
Miles can be transferred to partner airlines and hotel loyalty programs. Transfer ratios vary by partner — check the SBI Card website for current transfer partners and ratios.
Card Benefits
International + Domestic Lounge
Complimentary international + domestic airport lounge access.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the SBI Card website.
| Annual Fee | ₹4,999 |
| Forex Markup | 0% (Zero Markup) |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about Sbi Air India Signature.
Ready to apply for Sbi Air India Signature?
Apply directly on the SBI Card website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.