Sbi Club Vistara
SBI Card
Sbi Club Vistara
SBI Card
Annual Fee
₹1,499
Effective Rate
0.25%
Network
MASTERCARD
Point Value
₹0.25/pt
About Sbi Club Vistara
4 CV points/₹200 on Vistara; 2 CV points on dining/entertainment/groceries; 1 CV point other. Premium economy complimentary ticket welcome.
Best For
Pros & Cons
thumb_upPros
- check_circleDomestic Airport Lounge
- check_circleClub Vistara Points
- check_circleSpending milestone bonuses for high spenders
thumb_downCons
- cancelAnnual fee of ₹1,499 with no waiver option
- cancelForeign transaction fee applies on overseas spends
Reward Earning Structure
Each point is worth ₹0.25 — an effective return of 0.25% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 6% | 600 pts≈ ₹150 |
| All other spends | 2% | 200 pts≈ ₹50 |
Miles can be transferred to partner airlines and hotel loyalty programs. Transfer ratios vary by partner — check the SBI Card website for current transfer partners and ratios.
Card Benefits
Domestic Airport Lounge
2 complimentary domestic lounge visits per quarter
~₹4,000/yr value
Club Vistara Points
Earn Club Vistara points on Vistara flights and daily spends
~₹4,000/yr value
Fuel Surcharge Waiver
1% fuel surcharge waiver
~₹2,500/yr value
Spending Milestones
Unlock bonus rewards when your annual spend crosses these thresholds.
Spend ₹2,00,000 (ANNUAL)
Annual Fee Waiver – ₹2L Spend: Annual fee of ₹1,499 waived on achieving annual net spends of ₹2,00,000 in the preceding card anniversary year.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the SBI Card website.
| Annual Fee | ₹1,499 |
| Forex Markup | As per issuer schedule |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about Sbi Club Vistara.
Ready to apply for Sbi Club Vistara?
Apply directly on the SBI Card website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.