Sbi Elite Business
SBI Card
Sbi Elite Business
SBI Card
Annual Fee
₹4,999
Effective Rate
0.25%
Network
MASTERCARD
Point Value
₹0.25/pt
About Sbi Elite Business
Business version of Elite. Premium rewards on business spends. Airport lounge. GST input credit benefit. Annual fee reversal at ₹10L.
Best For
Pros & Cons
thumb_upPros
- check_circleInternational + Domestic Lounge
- check_circleZero forex markup on international transactions
thumb_downCons
- cancelAnnual fee of ₹4,999 with no waiver option
- cancelPoints redemption catalog may limit flexibility
Card Benefits
International + Domestic Lounge
Premium lounge access for business travel.
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the SBI Card website.
| Annual Fee | ₹4,999 |
| Forex Markup | 0% (Zero Markup) |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about Sbi Elite Business.
Ready to apply for Sbi Elite Business?
Apply directly on the SBI Card website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.