Standard Chartered Platinum Rewards Credit Card
Standard Chartered Bank India
Standard Chartered Platinum Rewards Credit Card
Standard Chartered Bank India
Annual Fee
₹250
Effective Rate
0.35%
Network
VISA
Point Value
₹0.35/pt
About Standard Chartered Platinum Rewards Credit Card
SC Platinum Rewards with 5X RP on dining and fuel; 1X on all other spends. ₹250 annual fee.
Best For
Pros & Cons
thumb_upPros
- check_circleDomestic Airport Lounge
- check_circleZero forex markup on international transactions
thumb_downCons
- cancelAnnual fee of ₹250 with no waiver option
- cancelPoints redemption catalog may limit flexibility
Reward Earning Structure
Each point is worth ₹0.35 — an effective return of 0.35% on spend.
| Category | Earn Rate | Per ₹10,000 Spent |
|---|---|---|
| All other spends | 3.35% | 335 pts≈ ₹117 |
| All other spends | 0.67% | 67 pts≈ ₹23 |
Points can typically be redeemed for flight tickets, hotel bookings, cashback, gift vouchers, or merchandise via the Standard Chartered Bank India rewards portal. Redemption value may vary by option.
Card Benefits
Domestic Airport Lounge
1 complimentary domestic lounge visit per quarter via DreamFolks
~₹2,000/yr value
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations
~₹2,500/yr value
Fraud Protection
Zero liability on fraudulent transactions
~₹1,000/yr value
Fees & Charges
Key fees at a glance. For the complete schedule refer to the official Key Fact Statement (KFS) on the Standard Chartered Bank India website.
| Annual Fee | ₹250 |
| Forex Markup | 0% (Zero Markup) |
| Interest Rate (APR) | Refer to KFS |
| Late Payment Charges | Refer to KFS |
| Cash Advance Fee | Refer to KFS |
Eligibility & Documents Required
Eligibility Criteria
- checkAge: 18–70 years (primary cardholder)
- checkMinimum annual income: As per bank norms
- checkCIBIL score: 750+ recommended
- checkEmployment: Salaried or self-employed Indian resident
Documents Required
- descriptionPAN Card (mandatory)
- descriptionAadhaar / Passport / Voter ID (address proof)
- descriptionSalary slips — last 3 months (salaried)
- descriptionLatest ITR or Form 16 (self-employed / salaried)
- descriptionBank statements — last 3 months
- descriptionPassport-size photograph
Frequently Asked Questions
Common questions about Standard Chartered Platinum Rewards Credit Card.
Ready to apply for Standard Chartered Platinum Rewards Credit Card?
Apply directly on the Standard Chartered Bank India website. Most decisions within 7–10 working days.
Affiliate disclosure: CreditBrain may earn a referral fee if you apply via our link. This does not affect our editorial independence.